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Inside AART 2022‑1: 51% Cushion Erosion, Repo Lag, and the Slow Burn Toward Equity Risk
Under the Hood: Part II: EXTEND NOW, RECOGNIZE THE LOSS LATER
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Unicus Research
June CPI: Energy Rebound & Sticky Services Keep Fed Trapped
Shelter & services keep core inflation sticky while energy’s rebound removes a key disinflation tailwind—raising the risk of a longer Fed pause and…
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Unicus Research
AI Super-Cycle Drives TSM, CTAS Stays Resilient, MAN Shows Europe's Labor Drag
Bite-sized earnings. What happened and why it matters
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Unicus Research
Day 2 of Q2 Bank Earnings: Margin Squeeze Builds Beneath Stable Results
USB (consumer-heavy) and WBS (deposit competition) are facing the greatest margin pressure.
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Unicus Research
Behind the Q2 Bank Beats: Consumer, CRE, and Deposit Stress Lurks Beneath
Earnings resilience belies slow-moving risks in household credit, office valuations, and deposit competition
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Unicus Research
Why This Isn’t SVB… Yet
The FDIC revealed $413 billion in hidden bond losses—$172 billion at the Big Four alone—plus surging CRE delinquencies that could trigger the next…
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Unicus Research
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Muted Ratings, Loud Signals Sector Stress Creeps On
This Week in Credit
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Unicus Research
Under the Hood of Bridgecrest 2025 I and II: Two Trusts, One Problem
How a clean-looking ABS trust masked a silent collapse, and why both modification and inaction are just different roads to the same risk.
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Unicus Research
Default by Design: The Four-Front War on U.S. Consumers
Medical debt returns. Student loans squeeze. Medicaid shrinks. BNPL taps your credit. And it’s all happening at once.
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Unicus Research
Under the Hood of CVNA 2025-P1, P2 and N1 Trusts: Demand is Fading
THE BIG READ: Trigger tests are passing — but delinquencies, modifications, and charge-offs are quietly consuming the cushion beneath.
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Unicus Research
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Solar Eclipse: Why the Clean Energy Boom Is Entering Chapter 11
Bankrupt borrowers, burning bonds, and the companies that sold America a faulty dream.
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Unicus Research
Under the Hood: Tracking the Slow Unwind of Ally’s Auto ABS- I
A month-by-month vintage breakdown of trust-level deterioration inside Ally’s AART securitizations, from extensions to charge-offs, and the hidden risks…
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Unicus Research
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